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How We Help

Long Term Care Insurance

Turn your Long-Term Care Insurance (LTCI) into professional care at home—without getting stuck in paperwork. We verify benefits, explain eligibility, prepare documentation, and manage monthly claims and follow-ups, with direct billing to the insurer whenever possible to reduce upfront costs.

Care at home - Providing full support navigating your LTCI

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Happier Aging™ starts with a simple question: “What did you use to love doing that you no longer do?” Our Caregivers help clients reconnect with the activities and independence that matter most, while our team manages the operational and insurance details that keep care consistent—tailored care plans, thoughtful caregiver matching, and support available 24/7/365.

We manage your LTCI process end-to-end: verify LTCI benefits, explain coverage and eligibility rules, prepare required documentation, submit monthly claims and follow-ups, and use direct billing/assignment of benefits when available so the insurer can pay us directly.
Care that may be covered by LTCI includes: personal care and hygiene support, dementia/Alzheimer’s care, meal preparation and companionship, mobility and safety assistance, and safety monitoring.
Trusted care delivery: licensed/insured care, background-checked caregivers and nurses, and clinical oversight and support.

How Long Term Care Insurance Can Help You

What is direct billing/assignment of benefits, and why does it matter?

When allowed, assignment of benefits (AOB) or direct billing lets the insurer pay us directly—often reducing the amount you need to pay upfront.

What types of care can be included under LTCI?

Examples include personal care (bathing, dressing, toileting), companionship and meal prep, mobility and safety support, and memory care such as Alzheimer’s and dementia care.

What parts of the LTCI process do you handle?

We manage the workflow end-to-end: benefits verification, coverage/eligibility explanation, documentation preparation, monthly claim submission, and follow-ups.

Can my long-term care insurance pay for in-home care?

Many LTCI policies include coverage for home care. We help you confirm benefits and understand the rules so you can use your coverage confidently.

Find a Caregiver Near you.

Looking for specialized Alzheimer’s care or dementia care services? Nurse Next Door offers compassionate, personalized in-home care to help your loved one stay safe and comfortable in a familiar
surrounding.

Use our location search tool to find caregivers in your area.

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